Dharma Merchant Services pricing for nonprofits
Dharma publishes nonprofit interchange-plus rates from 0.10% plus small per-transaction fees, with Visa charity passthrough for eligible charity-category processing. Expect a $15 monthly fee plus gateway or recurring-billing extras where used, but no setup, annual, minimum, or cancellation fees. Verification runs through a rate consultation.
Dharma Merchant Services review for nonprofits
Dharma Merchant Services is a payment processor nonprofits use for online donate buttons, in-store and event terminals, and phone and recurring donations at transparent low margins.
Nonprofit pricing is fully published interchange-plus with charity-category optimization for 501(c)(3) organizations. It rewards organizations that value cost transparency over flat-rate simplicity.
Typical nonprofit uses:
- Power online donate buttons at low margins.
- Take in-store and event payments on terminals.
- Run phone, keyed, and recurring donations.
Pros:
- Fully published rates with no junk fees and charity interchange optimization.
- No setup, annual, minimum, or termination fees.
Cons:
- Monthly, chargeback, gateway, and hardware fees add up alongside the margin.
- Online plus in-person setups can need two configured accounts.
FAQ about Dharma Merchant Services for nonprofits
What margin does Dharma charge nonprofits?
From 0.10% plus $0.08 storefront or $0.11 virtual per transaction, on top of interchange, with Visa charity passthrough where eligible.
Which organizations qualify?
Registered 501(c)(3) organizations; charity-category rates apply to the right merchant category.
Are there volume minimums?
No minimums, no setup or annual fees, and no termination fees.
When is Dharma a good fit?
For nonprofits wanting transparent, verifiable processing costs and the lowest sustainable margin.
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